LMI can cost tens of thousands. Doctors can skip it.
Doctors can skip LMI. Most don’t know it.
From intern year, select lenders let you buy with a 5% deposit and no lenders mortgage insurance. See if you qualify in 60 seconds.
- Buy with 5% down and LMI waived at select lenders
- Overtime and allowances counted, so you can borrow more
- Calls around your roster, including after hours
Kade Kolodjashnij
Ex-professional athlete turned lending specialist, GSC Finance
- 5.0 on Google (250+ reviews)
- Free
- No credit check
- No obligation
What clients say
5.0250+ Google reviews★★★★★
“As first home buyers, we felt supported every step of the way. Professional, efficient and genuinely caring.”
★★★★★
“They were professional, supportive, transparent and always willing to answer questions or explain things clearly.”
★★★★★
“Fast and efficient and very easy to deal with. Very grateful for all his advice.”
How it works
Three quick taps
Your role, your goal and your timing. No documents.
Pick a time
Book a free 20-minute call that fits around your shifts.
Get your plan
Which lenders fit, what you could borrow and your path to pre-approval.
Why me
Rosters, overtime, rotations. I get it.
Doctors’ pay confuses standard banks. Base salary plus overtime, penalty rates and allowances, a new contract each rotation and pay that jumps every year. Many lenders discount it. The right ones don’t.
I know which lenders have medico policies, which accept your registration, and how to present your income so all of it counts. One 20-minute call, then I handle the rest around your shifts.
Quick answers
Do interns qualify?
Yes, at select lenders. Hospital-employed interns, residents and registrars can access medico policies. Provisional or limited registration narrows the list, so we check yours first.
How much could skipping LMI save me?
LMI on a 5% deposit can run to tens of thousands of dollars, depending on the price and loan size. With a waiver you don’t pay it at all.
Does this cost anything?
No. The call and your plan are free. If you go ahead, I’m usually paid a commission by the lender, and I’ll disclose it before you proceed.
Find out if you qualify
60 seconds. Free. No credit check.